• PART A - GENERAL PROVISIONS
  • § 1601. Congressional findings and declaration of purpose.
  • § 1602. Definitions and rules of construction.
  • § 1603. Exempted transactions.
  • § 1604. Disclosure guidelines.
  • § 1605. Determination of finance charge.
  • § 1606. Determination of annual percentage rate.
  • § 1607. Administrative enforcement.
  • § 1608. Views of other agencies.
  • § 1609. Repealed.
  • § 1610. Effect on other laws.
  • § 1611. Criminal liability for willful and knowing violation.
  • § 1612. Effect on government agencies.
  • § 1613. Annual reports to Congress by Board.
  • § 1614. Repealed.
  • § 1615. Prohibition on use of "Rule of 78's" in connection with mortgage refinancings and other consumer loans.
• PART B - CREDIT TRANSACTIONS
  • § 1631. Disclosure requirements.
  • § 1632. Form of disclosure; additional information.
  • § 1633. Exemption for State-regulated transactions.
  • § 1634. Effect of subsequent occurrence.
  • § 1635. Right of rescission as to certain transactions.
  • § 1636. Repealed.
  • § 1637. Open end consumer credit plans.
  • § 1637a. Disclosure requirements for open end consumer credit plans secured by consumer's principal dwelling.
  • § 1638. Transactions other than under an open end credit plan.
  • § 1639. Requirements for certain mortgages.
  • § 1640. Civil liability.
  • § 1641. Liability of assignees.
  • § 1642. Issuance of credit cards.
  • § 1643. Liability of holder of credit card.
  • § 1644. Fraudulent use of credit cards; penalties.
  • § 1645. Business credit cards; limits on liability of employees.
  • § 1646. Dissemination of annual percentage rates; implementation, etc.
  • § 1647. Home equity plans.
  • § 1648. Reverse mortgages.
  • § 1649. Certain limitations on liability.
• PART C - CREDIT ADVERTISING
  • § 1661. Catalogs and multiple-page advertisements.
  • § 1662. Advertising of down payments and installments.
  • § 1663. Advertising of open end credit plans.
  • § 1664. Advertising of credit other than open end plans.
  • § 1665. Nonliability of advertising media.
  • § 1665a. Use of annual percentage rate in oral disclosures; exceptions.
  • § 1665b. Advertising of open end consumer credit plans secured by consumer's principal dwelling.
• PART D - CREDIT BILLING
  • § 1666. Correction of billing errors.
  • § 1666a. Regulation of credit reports.
  • § 1666b. Length of billing period in credit statement for imposition of finance charge; effect of failure of timely mailing or delivery of statement.
  • § 1666c. Prompt crediting of payments; imposition of finance charge.
  • § 1666d. Treatment of credit balances.
  • § 1666e. Notification of credit card issuer by seller of return of goods, etc., by obligor; credit for account of obligor.
  • § 1666f. Inducements to cardholders by sellers of cash discounts for payments by cash, check or similar means; credit card surcharge prohibition; finance charge for sales transactions involving cash discounts.
  • § 1666g. Tie-in services prohibited for issuance of credit card.
  • § 1666h. Offset of cardholder's indebtedness by issuer of credit card with funds deposited with issuer by cardholder; remedies of creditors under State law not affected.
  • § 1666i. Assertion by cardholder against card issuer of claims and defenses arising out of credit card transaction; prerequisites; limitation on amount of claims or defenses.
  • § 1666j. Applicability of State laws.
• PART E - CONSUMER LEASES
  • § 1667. Definitions.
  • § 1667a. Consumer lease disclosures.
  • § 1667b. Lessee's liability on expiration or termination of lease.
  • § 1667c. Consumer lease advertising; liability of advertising media.
  • § 1667d. Civil liability of lessors.
  • § 1667e. Applicability of State laws; exemptions by Board from leasing requirements.

• § 1671. Congressional findings and declaration of purpose.
• § 1672. Definitions.
• § 1673. Restriction on garnishment.
• § 1674. Restriction on discharge from employment by reason of garnishment.
• § 1675. Exemption for State-regulated garnishments.
• § 1676. Enforcement by Secretary of Labor.
• § 1677. Effect on State laws.

• § 1681. Congressional findings and statement of purpose.
• § 1681a. Definitions; rules of construction.
• § 1681b. Permissible purposes of consumer reports.
• § 1681c. Reporting of obsolete information prohibited.
• § 1681d. Disclosure of investigative consumer reports.
• § 1681e. Compliance procedures.
• § 1681f. Disclosures to governmental agencies.
• § 1681g. Disclosures to consumers.
• § 1681h. Conditions of disclosure to consumers.
• § 1681i. Procedure in case of disputed accuracy.
• § 1681j. Charges for disclosures.
• § 1681k. Public record information for employment purposes.
• § 1681l. Restrictions on investigative consumer reports.
• § 1681m. Requirements on users of consumer reports.
• § 1681n. Civil liability for willful noncompliance.
• § 1681o. Civil liability for negligent noncompliance.
• § 1681p. Jurisdiction of courts; limitation of actions.
• § 1681q. Obtaining information under false pretenses.
• § 1681r. Unauthorized disclosures by officers or employees.
• § 1681s. Administrative enforcement.
• § 1681s-1. Information on overdue child support obligations.
• § 1681t. Relation to State laws.
• § 1681u. Disclosures to FBI for counterintelligence purposes.

• § 1691. Scope of prohibition.
• § 1691a. Definitions; rules of construction.
• § 1691b. Promulgation of regulations by Board; establishment of Consumer Advisory Council by Board; duties, membership, etc., of Council.
• § 1691c. Administrative enforcement.
• § 1691d. Applicability of other laws.
• § 1691e. Civil liability.
• § 1691f. Annual reports to Congress; contents.

• § 1692. Congressional findings and declaration of purpose.
• § 1692a. Definitions.
• § 1692b. Acquisition of location information.
• § 1692c. Communication in connection with debt collection.
• § 1692d. Harassment or abuse.
• § 1692e. False or misleading representations.
• § 1692f. Unfair practices.
• § 1692g. Validation of debts.
• § 1692h. Multiple debts.
• § 1692i. Legal actions by debt collectors.
• § 1692j. Furnishing certain deceptive forms.
• § 1692k. Civil liability.
• § 1692l. Administrative enforcement.
• § 1692m. Reports to Congress by the Commission; views of other Federal agencies.
• § 1692n. Relation to State laws.
• § 1692o. Exemption for State regulation.

• § 1693. Congressional findings and declaration of purpose.
• § 1693a. Definitions.
• § 1693b. Regulations.
• § 1693c. Terms and conditions of transfers.
• § 1693d. Documentation of transfers.
• § 1693e. Preauthorized transfers.
• § 1693f. Error resolution.
• § 1693g. Consumer liability.
• § 1693h. Liability of financial institutions.
• § 1693i. Issuance of cards or other means of access.
• § 1693j. Suspension of obligations.
• § 1693k. Compulsory use of electronic fund transfers.
• § 1693l. Waiver of rights.
• § 1693m. Civil liability.
• § 1693n. Criminal liability.
• § 1693o. Administrative enforcement.
• § 1693p. Reports to Congress.
• § 1693q. Relation to State laws.
• § 1693r. Exemption for State regulation.

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